Resources Library

Browse on-demand resources and strategies designed to help your clients improve retirement with home equity.

PLAYBOOK

Learn how a reverse mortgage fits in as part of a client’s comprehensive retirement strategy.

  • Improves cash flow
  • Provides flexibility and freedom
  • Protects against downturns
  • Elevates lifestyle
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WEBINAR

Adding Housing Wealth to a Retirement Income Plan

February 16, 2023

Usage Cases
GOAL
Pay for grandchildren’s college expenses.
BACKGROUND

Name: Charlene K.

Age: 72

Home Value: $650,000

Potential Loan Amount: $360,000

SOLUTIONS

A reverse mortgage line of credit withdrawing $40,000 per year for 10 years* while retaining home equity.

GOAL
To have income tax-free retirement funds.
BACKGROUND

Name: Martin S.

Age: 62

Home Value: $750,000

Potential Loan Amount: $368,500

Retirement Savings: $1,300,000

SOLUTIONS

A reverse mortgage line of credit on his home to pay the taxes on his Roth conversions, allowing for tax-free growth* and distributions for the rest of his life. His heirs will inherit the Roth income tax-free as well.

GOAL
To maximize Social Security benefits.
BACKGROUND

Name: Sarah S.

Age: 66

Home Value: $525,000

Potential Loan Amount: $288,225

SOLUTIONS

A reverse mortgage line-of-credit to supplement her cash flow, allowing her to delay taking Social Security and maximize the benefit.

Stay up to date

Is a Reverse Mortgage Right For Your Client?

Podcast

Financial Sense’s Aaron Wiegman and Finance of America Reverse’s Kellan Brown discuss the ins and outs of reverse mortgages, home equity conversion mortgages, and why these options are becoming attractive for many Americans looking to utilize the equity of their biggest asset for financial planning purposes. January 2023

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This Gold Mine Remains Largely Untapped

Article

Baby boomers should reassess the use of home equity in their lives. Older homeowners are sitting on historic record levels of home equity — some $10.6 trillion plus in untapped housing wealth. October 2022

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Finance of America Reverse is Finalist in Wealth Management Industry “Wealthies” Awards

Article

Honoring the individuals, organizations, and companies that help financial advisors build better businesses and create better outcomes for their clients. July 2022

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Older Homeowners Least Likely Cohort to Consider Tapping into Home Equity Despite Record Property Values

Article

New study shows more than half of retirees and pre-retirees are barely able to get by financially, with only 1 in 10 respondents feeling comfortable with their finances. July 2022

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Finance of America Reverse and Morningstar Collaborate to Educate Financial Advisors about Reverse Mortgages

Article

FAR gains exposure to 150,000 financial advisors in the U.S. to share education about FAR’s proprietary retirement solutions. October 2022

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Majority of Retirees and Pre-Retirees Lack Sufficient Savings to Retire by Age 65, According to New Research from The Stanford Center on Longevity

Article

New study shows more than half of retirees and pre-retirees are barely able to get by financially, with only 1 in 10 respondents feeling comfortable with their finances. October 2022

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The Case for Mentorship in Financial Services

Article

Companies with mentor programs outperform those without. Three benefits show why, and justify investing in such a program. August 2022

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Reducing Retirement Risk with Home Equity

Article

As a guest contributor for Advisor Perspectives, Steve Resch explains why mass affluent clients are choosing to reduce financial risk utilizing home equity. July 2022

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As Boomers Retire and Clients Live Longer, How Will Advisers Respond?

Video

Steve Resch of Finance of America breaks down the longevity issues that are at the heart of planning issues today. How advisers respond will be key to their success. February 2022

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Client Opportunity Assessment

Worksheet

Simple questions to help you and your client evaluate if a reverse mortgage may be right for them.

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