Resources Library

Browse on-demand resources and strategies designed to help your clients improve retirement with home equity.

PLAYBOOK

Learn how a reverse mortgage fits in as part of a client’s comprehensive retirement strategy.

  • Improves cash flow
  • Provides flexibility and freedom
  • Protects against downturns
  • Elevates lifestyle
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WEBINAR

Adding Housing Wealth to a Retirement Income Plan

December 15, 2022

Usage Cases
GOAL
Pay for grandchildren’s college expenses.
BACKGROUND

Name: Charlene K.

Age: 72

Home Value: $650,000

Potential Loan Amount: $360,000

SOLUTIONS

A reverse mortgage line of credit withdrawing $40,000 per year for 10 years* while retaining home equity.

GOAL
To have income tax-free retirement funds.
BACKGROUND

Name: Martin S.

Age: 62

Home Value: $750,000

Potential Loan Amount: $368,500

Retirement Savings: $1,300,000

SOLUTIONS

A reverse mortgage line of credit on his home to pay the taxes on his Roth conversions, allowing for tax-free growth* and distributions for the rest of his life. His heirs will inherit the Roth income tax-free as well.

GOAL
To maximize Social Security benefits.
BACKGROUND

Name: Sarah S.

Age: 66

Home Value: $525,000

Potential Loan Amount: $288,225

SOLUTIONS

A reverse mortgage line-of-credit to supplement her cash flow, allowing her to delay taking Social Security and maximize the benefit.

Stay up to date

Finance of America Reverse and Morningstar Collaborate to Educate Financial Advisors about Reverse Mortgages

Article

FAR gains exposure to 150,000 financial advisors in the U.S. to share education about FAR’s proprietary retirement solutions

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Majority of Retirees and Pre-Retirees Lack Sufficient Savings to Retire by Age 65, According to New Research from The Stanford Center on Longevity and FAR

Article

New Study Shows More Than Half of Retirees and Pre-Retirees Are Barely Able to Get By Financially, With Only 1 in 10 Respondents Feeling Comfortable With Their FinancesFindings Underscore FAR’s Mission to Provide Help, Hope to Retirees Through Home Equity Education, Tools and Products

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The Case for Mentorship in Financial Services

Article

Companies with mentor programs outperform those without. Three benefits show why, and justify investing in such a program.

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Reducing Retirement Risk with Home Equity

Article

As a guest contributor for Advisor Perspectives, Steve Resch explains why mass affluent clients are choosing to reduce financial risk utilizing home equity.

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As Boomers Retire and Clients Live Longer, How Will Advisers Respond?

Video

Steve Resch of Finance of America breaks down the longevity issues that are at the heart of planning issues today. How advisers respond will be key to their success.

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Groundbreaking New Study Demonstrates Reverse Mortgages Can Reduce Risk and Increase Wealth for Retirees

Article

Finance of America Reverse (FAR), a retirement solutions company, announced that a new study published today in the Journal of Financial Planning

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Credit and Home Equity Model Language for Financial Service Firms

Article

Insights from the Academy for Home Equity in Financial Planning at the University of Illinois on how prudent use of home equity can help secure a better retirement.

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The Boomer Effect: How Will So Many Seniors Get Long-Term Care?

Article

Industry expert Phil Walker explains how using a reverse mortgage as a standby line of credit can address the growing gap between medical insurance and long-term care.

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Client Opportunity Assessment

Worksheet

Simple questions to help you and your client evaluate if a reverse mortgage may be right for them.

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